Consumer apps · Proposal
Zawadi
Save in the rhythm income actually arrives, small daily amounts, not a fixed monthly debit.
Built for Prepaid earners saving toward a specific goal
Why daily, not monthly
Prepaid is the default across the continent, even in South Africa, the most formalised market, it is about half of mobile service revenue. People top up small amounts as cash arrives.
A monthly debit needs a card, a funded balance on a specific date, and a successful recurring authorisation. Three failure points that daily mobile-money deduction removes.
The proof this works
Pay-as-you-go solar built a continent-scale business on daily micro-payments. Music services sell premium access at seven US cents a day. In 2025 Africa's most conservative pay-TV incumbent started selling weekly subscriptions after losing customers.
This is a researched proposal, not a commitment. Nothing here has been validated with a paying customer yet.